Thinking ahead

our strategy

  • 1 Achieve strong risk adjusted returns
    • Continue to identify specialist lending sectors
    • Achieve strong returns whilst maintaining high quality underwriting standards
  • 2 Maintain excellent credit quality
    • Ensure that the loan book is sustainable over the long term when markets may not be so benign
  • 3 Progressively increase originations
    • Increase organic originations
    • Continue to identify and carefully enter adjacent specialist markets
    • Further increase diversification
  • 4 Maintain conservative foundations
    • Conservative approach to risk management
    • Prudently positioned capital, funding and liquidity
  • 5 Enhance customer focus
    • The SME Champion – we meet the needs of poorly served markets
    • Consumer specialists – we serve sectors where our products and high degree of choice differentiate our offer
    • Exploit leading edge technology to enhance customer experience and drive efficiencies